One payment, four moves.
Rhoote sits between the assets you hold onchain and the card terminal in front of you. Nothing about the checkout changes for the merchant; everything about the funding changes for you.
The route a payment takes.
Each step is something you can see and control, right up to the moment the card is authorised.
Connect your wallet
Rhoote reads the balances you already hold on Robinhood Chain — USDG, RH ETH, and the assets added as the ecosystem expands. Reading a balance moves nothing: your assets stay where they are until a payment actually happens.
Set your funding order
You decide which asset is spent first and what Rhoote falls back to when a balance runs short. That order is the whole policy — there is no hidden logic deciding for you.
Pay with your card
At checkout the terminal sees an ordinary card authorisation, issued through Stripe's card infrastructure. Rhoote answers that authorisation in real time by choosing the funding source from the order you set.
Settle onchain
The asset you selected is debited and the payment settles over Tempo, a chain built for stablecoin payments, with Bridge handling the stablecoin leg. The merchant is paid in the currency they already accept.
The pieces, and what each one does.
Rhoote is the routing layer. The rails underneath it are ones the payments industry already runs on.
Robinhood ChainWhere your assets live and where a payment is finally settled onchain.
A payments-focused chain for stablecoin settlement — fast enough and cheap enough that a coffee is worth settling onchain.
Moves value between stablecoins and the balances the card network expects, so the two sides of the payment meet.
Issues the card and carries the authorisation over the existing card network, the same way any other card works.
RhooteDecides, at the moment of authorisation, which of your assets funds the payment — and keeps that decision yours.
Two sides of the same payment.
What you see
- One balance made of the assets you actually hold.
- The funding order you chose, applied to every payment.
- A fallback when a single balance is not enough.
- Assets that stay onchain until the moment you spend them.
What the merchant sees
- A normal card payment.
- No wallet, no address, no new terminal.
- Settlement in the currency they already accept.
- Nothing to integrate, and nothing to learn.
Rhoote does not ask merchants to accept crypto, and it does not ask you to move your assets off-chain in advance to be ready to spend. The conversion happens against a live authorisation, on the asset you picked.
Multi-asset Smart Routing — custom priority, automatic fallback, higher limits — is coming soon. Getting started today is free: the Rhoote wallet, USDG and RH ETH support, a virtual card and basic routing.
